{"id":835,"date":"2026-09-09T14:30:48","date_gmt":"2026-09-09T14:30:48","guid":{"rendered":"https:\/\/mazuelosco.com\/?page_id=835"},"modified":"2026-09-15T14:23:13","modified_gmt":"2026-09-15T14:23:13","slug":"retirement-planning","status":"publish","type":"page","link":"https:\/\/mazuelosco.com\/es\/services\/retirement-planning\/","title":{"rendered":"Retirement Planning"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"835\" class=\"elementor elementor-835\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-703fc3f e-con-boxed e-flex e-con e-parent\" data-id=\"703fc3f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aaf5e6c elementor-widget elementor-widget-heading\" data-id=\"aaf5e6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">MAZUELOS &amp; COMPANY WEALTH MANAGEMENT<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92ea90ac elementor-widget elementor-widget-heading\" data-id=\"92ea90ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Retirement Planning<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0fa3245 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0fa3245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Empecemos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b802bd e-con-boxed e-flex e-con e-parent\" data-id=\"3b802bd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a2b206 e-con-full e-flex e-con e-child\" data-id=\"7a2b206\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0bd28349 elementor-widget elementor-widget-text-editor\" data-id=\"0bd28349\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Una estrategia de distribuci\u00f3n es clave en esta etapa para gestionar gastos e impuestos. Un esfuerzo coordinado con otros profesionales, como contadores p\u00fablicos (CPAs) y abogados fiscales y patrimoniales, ayudar\u00e1 a aliviar las complejidades de un plan financiero en evoluci\u00f3n. En esta etapa, revisaremos tus fuentes de ingresos y discutiremos el Seguro Social, Medicare y el seguro de cuidado a largo plazo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a87eaa6 e-con-full e-flex e-con e-child\" data-id=\"a87eaa6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a14dc0 elementor-widget elementor-widget-image\" data-id=\"9a14dc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/mazuelosco.com\/wp-content\/uploads\/2024\/12\/financial-planning.webp\" class=\"attachment-large size-large wp-image-384\" alt=\"Couple planning wealth distribution strategies.\" srcset=\"https:\/\/mazuelosco.com\/wp-content\/uploads\/2024\/12\/financial-planning.webp 600w, https:\/\/mazuelosco.com\/wp-content\/uploads\/2024\/12\/financial-planning-300x200.webp 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-07ee103 e-con-boxed e-flex e-con e-parent\" data-id=\"07ee103\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3de3287 e-con-full e-flex e-con e-child\" data-id=\"3de3287\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-24c15b0 elementor-widget elementor-widget-heading\" data-id=\"24c15b0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">QUESTIONS AND ANSWERS<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-608494e4 elementor-widget elementor-widget-heading\" data-id=\"608494e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Retirement Planning Questions and Answers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f351169 e-con-full e-flex e-con e-child\" data-id=\"f351169\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-75585a3b elementor-widget elementor-widget-heading\" data-id=\"75585a3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How much do I need to retire?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c4b7219 elementor-widget elementor-widget-text-editor\" data-id=\"2c4b7219\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There is no universal retirement number. The amount depends on spending, taxes, inflation, health care, longevity, income sources, and how much flexibility you have if markets or expenses change. In practice, the better question is usually: \u201cCan my savings support my lifestyle over time?\u201d rather than \u201cWhat single balance do I need?\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f754885 e-con-full e-flex e-con e-child\" data-id=\"f754885\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a24af2db elementor-widget elementor-widget-heading\" data-id=\"a24af2db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">When should I claim Social Security?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc509228 elementor-widget elementor-widget-text-editor\" data-id=\"bc509228\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can start retirement benefits as early as 62, you get full benefits at 67 (full retirement age), and your monthly benefit generally increases for each month you delay after full retirement age up to age 70. For many married couples, the higher earner\u2019s timing matters twice: once for the worker\u2019s own check and again for the survivor benefit. The best claiming age depends on cash-flow needs, health, work plans, taxes, and household benefit coordination.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f6d57f e-con-full e-flex e-con e-child\" data-id=\"1f6d57f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-162524c6 elementor-widget elementor-widget-heading\" data-id=\"162524c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How do I turn savings into retirement income?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ac3ff11 elementor-widget elementor-widget-text-editor\" data-id=\"9ac3ff11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Retirement income usually comes from several sources working together, such as Social Security, pensions, cash reserves, taxable accounts, and retirement accounts. The goal is not simply \u201ctake 4%,\u201d but to coordinate withdrawals so spending needs are met while taxes, required minimum distributions (\u201cRMDs\u201d), and longevity risk stay manageable. There is no single best withdrawal sequence for every retiree; tax bracket, unrealized gains, RMD timing, and legacy goals can change the preferred order.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ab89d3 e-con-full e-flex e-con e-child\" data-id=\"8ab89d3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e733a19e elementor-widget elementor-widget-heading\" data-id=\"e733a19e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What are RMDs and when do they begin?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7447fd0 elementor-widget elementor-widget-text-editor\" data-id=\"b7447fd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Required minimum distributions (\u201cRMDs\u201d) are the minimum amounts the IRS requires you to withdraw from certain retirement accounts each year. In 2026, the general starting age is 73. If you were born in 1960 or later, your RMD starts when you turn 75 years old. For traditional IRAs, SEP IRAs, and SIMPLE IRAs, the rule generally applies even if you are still working. Some workplace plans may let you delay until retirement if the plan allows it and you are not a 5% owner. The first RMD can be delayed to April 1 of the following year, but that often creates two taxable withdrawals in one year.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21ca11c e-con-full e-flex e-con e-child\" data-id=\"21ca11c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99c7ed1e elementor-widget elementor-widget-heading\" data-id=\"99c7ed1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What happens if I missed taking my RMDs?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bbe98f8d elementor-widget elementor-widget-text-editor\" data-id=\"bbe98f8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Missing an RMD can trigger a 25% excise tax, reduced to 10% if corrected within two years, and a waiver may be available for reasonable error.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cb6815b e-con-full e-flex e-con e-child\" data-id=\"cb6815b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f69f0e5e elementor-widget elementor-widget-heading\" data-id=\"f69f0e5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Which account should I withdraw from first in retirement?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94f463f8 elementor-widget elementor-widget-text-editor\" data-id=\"94f463f8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A common rule of thumb is to spend taxable accounts first, then traditional tax-deferred accounts, and leave Roth assets for later. But that is only a starting point, not a law.  Research shows there are important exceptions, especially in low-income years before RMDs begin, when partial IRA withdrawals or Roth conversions may use lower tax brackets efficiently. Several factors can influence this decision, including required minimum distributions, capital gains, taxes on Social Security benefits, charitable giving goals, Medicare premiums, and potential Income-Related Monthly Adjustment Amount (\u201cIRMAA\u201d) surcharges. We use a tax-aware withdrawal plan, not a one-size-fits-all order.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f4381b0 e-con-boxed e-flex e-con e-parent\" data-id=\"f4381b0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-db41823 e-con-full e-flex e-con e-child\" data-id=\"db41823\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34824345 elementor-widget elementor-widget-heading\" data-id=\"34824345\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Construyamos Tu Futuro Juntos<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ee45a6c elementor-widget elementor-widget-text-editor\" data-id=\"1ee45a6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>En Mazuelos &amp; Company Wealth Management, entendemos que cada cliente es \u00fanico, al igual que su trayectoria financiera. Ya sea que est\u00e9s planificando la jubilaci\u00f3n, haciendo crecer tu patrimonio o asegurando tu legado, estamos aqu\u00ed para guiarte en cada paso del camino.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-461a34c4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"461a34c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cont\u00e1ctanos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f74fb1f e-con-boxed e-flex e-con e-parent\" data-id=\"f74fb1f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b5fc6d6 elementor-widget elementor-widget-heading\" data-id=\"6b5fc6d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-46907fd e-con-full e-flex e-con e-child\" data-id=\"46907fd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-ef632f5 e-con-full e-flex e-con e-child\" data-id=\"ef632f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0871580 elementor-widget elementor-widget-image\" data-id=\"0871580\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mazuelosco.com\/wp-content\/uploads\/elementor\/thumbs\/454406190_982015063934098_4004112546579857934_n-r06hquvkd7eusj0s5payd17vsmkjarlifo5bi7lpy8.webp\" title=\"Wealth Management Services Focused on Wealth Preservation\" alt=\"Man nearing retirement planning wealth preservation strategies.\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c2885c6 elementor-widget elementor-widget-heading\" data-id=\"c2885c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Tax Planning<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-05d4b27 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"05d4b27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/services\/tax-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36d655b e-con-full e-flex e-con e-child\" data-id=\"36d655b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3113ca2 elementor-widget elementor-widget-image\" data-id=\"3113ca2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mazuelosco.com\/wp-content\/uploads\/elementor\/thumbs\/gettyimages-1420697156-2048x2048-1-e1734022835652-r06hquvkd7eusj0s5payd17vsmkjarlifo5bi7lpy8.webp\" title=\"Wealth Accumulation Services for Ambitious Professionals\" alt=\"Young woman strategizing her wealth accumulation with a financial expert.\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c75d224 elementor-widget elementor-widget-heading\" data-id=\"c75d224\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Investment Management<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e23bded elementor-align-center elementor-widget elementor-widget-button\" data-id=\"e23bded\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/services\/investment-management\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d35cde6 e-con-full e-flex e-con e-child\" data-id=\"d35cde6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cb78f89 elementor-widget elementor-widget-image\" data-id=\"cb78f89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/mazuelosco.com\/wp-content\/uploads\/elementor\/thumbs\/family-r06hquvkd7eusj0s5payd17vsmkjarlifo5bi7lpy8.webp\" title=\"Wealth Transfer Planning Services for Families and Future Generations.\" alt=\"Family with grandchildren receiving guidance on wealth transfer strategies.\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-584d708 elementor-widget elementor-widget-heading\" data-id=\"584d708\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Estate Planning<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ec9fce elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1ec9fce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/services\/estate-planning\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41fa6779 elementor-widget elementor-widget-text-editor\" data-id=\"41fa6779\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"\/es\/services\/#wealth-distribution\">Our Services<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e38e464c elementor-widget elementor-widget-text-editor\" data-id=\"e38e464c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"\/es\/choosing-a-financial-advisor\/\">How to Choose a Financial Advisor<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ddafe24 e-con-boxed e-flex e-con e-parent\" data-id=\"ddafe24\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d2c0801 e-con-full e-flex e-con e-child\" data-id=\"d2c0801\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b972528 elementor-widget elementor-widget-heading\" data-id=\"3b972528\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Disclosures<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50708d6e elementor-widget elementor-widget-text-editor\" data-id=\"50708d6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The information presented in these questions and answers is provided for general educational and informational purposes only and does not constitute personalized investment, legal, accounting, or tax advice. The figures cited reflect federal rules and limits for tax year 2026, are subject to change, and may not apply to your situation; state rules vary. Nothing on this page should be interpreted as a recommendation to buy or sell any security or to adopt any particular strategy. All investing involves risk, including the possible loss of principal, and past performance does not guarantee future results. Diversification and asset allocation do not ensure a profit or protect against loss. Mazuelos &amp; Company Wealth Management is a registered investment adviser; registration does not imply a certain level of skill or training. Before acting on any information presented here, you should consult a qualified financial, tax, or legal professional regarding your specific circumstances. Additional information about the firm, including its Form ADV is available at adviserinfo.sec.gov.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":215,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-835","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Retirement Planning in Fort Lauderdale | Mazuelos &amp; Company<\/title>\n<meta name=\"description\" content=\"Answers on how much you need to retire, when to claim Social Security, turning savings into income, and how RMDs work. 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