Our Services
Tailored Wealth Management for Every Stage of Life
Financial planning evolves as your life progresses. We offer customized strategies to help you accumulate, preserve, distribute, and transfer your wealth—empowering you every step of the way.
Wealth Accumulation
In the early stages of your career, we will discuss cash flow budgeting, emergency funding, review goals and large planned expenses. We will implement asset allocation and asset location strategies, including Roth IRAs vs. Traditional IRAs and options for your previous employer's 401(k) account. Received a large windfall of money? Let's talk about the best way to invest it.
Wealth Preservation
Mid-to-late career professionals should start thinking more seriously about prospects for retirement. Discussions will center around risk management, tax planning strategies, potential Roth conversions, college planning and review of estate plans. Our goal will be to increase your net-worth over time and find ways to minimize your taxes now and through retirement.
Wealth Distribution
A distribution strategy is key at this stage in order to manage spending and taxes. A coordinated effort with other professionals such as CPAs, tax and estate attorneys will help alleviate the complexities of an evolving financial plan. At this stage, we will review your income sources and discuss social security, Medicare, and long-term care insurance.
Wealth Transfer
You did well. You worked hard and lived within your means. Now it's time to enjoy what you care about the most - spending time with family, traveling or taking up new hobbies. At this stage you may want to review your estate plans and consider gifting strategies, college planning for your grandchildren or charitable donations.
Our Fee-Based Approach
Mazuelos & Company Wealth Management offers wealth management that goes beyond portfolio management.
Our services include retirement planning, tax planning, cash flow analysis, risk management, estate planning, among others.
We charge an annual fee based upon a percentage of the assets being managed. The agreed upon fee to be paid by the client will be clearly stated in the management agreement signed by the client and the firm. Fees are payable quarterly, in arrears, based on the daily average balance of the client’s account.
ASSETS UNDER MANAGEMENT | ANNUAL FEE |
---|---|
Under $1,000,000 | 1.25% |
$1,000,001 to $3,000,000 | 1.00% |
$3,000,001 to $5,000,000 | 0.60% |
Above $5,000,000 | Negotiable |
Portfolio management fees are negotiable depending on factors such as the amount of assets under management, range of investments, and complexity of the client’s financial circumstances, among others. At our discretion, we may combine the account values of family members to determine the applicable management fee. Combining account values may increase the asset total, which may result in you paying a reduced management fee based on breakpoints in our fee schedule.
Your future Starts Here
Let’s Build Your Future Together
At Mazuelos & Company Wealth Management, we understand that every client is unique, and so is their financial journey. Whether you’re planning for retirement, growing your wealth, or securing your legacy, we’re here to guide you every step of the way.